Monese: A Banking Alternative 9.5.0

Open your mobile money account in just a few minutes with Monese. We are an alternative banking provider offering fast and free accounts in 31 countries.

Join our community of over 2 million users and enjoy a wide range of features. Monese gives you the financial freedom to live, work, travel, study, and thrive anywhere in the world. We even offer business accounts.

Our streamlined process is simple and hassle-free. Here's how it works:

• Open a GBP or EUR account directly from your phone.
• Receive a contactless Mastercard debit card that can be used globally, both online and offline.
• Enjoy fee-free foreign currency card spending and ATM withdrawals.
• Easily send and receive money locally and internationally in 19 different currencies.
• Create a virtual card for added security when making online or in-store purchases.
• Open a joint account for effortless spending, sharing, and savings with your loved ones, roommates, or friends.

If you're planning to move from London to Paris or from Bucharest to Berlin, Monese is the perfect account for you. We are already available in 31 countries. All you need is your passport or national ID card.

In addition to our user-friendly account setup, our feature-rich smartphone app provides:

• Real-time notifications to keep you updated on your account activity.
• A detailed spending overview for full transparency of your transactions.
• Savings Pots to help you save money for special occasions or goals.
• A fast, secure, and convenient way to pay using Apple Pay.
• Effortless management of your Direct Debits and Recurring Payments for bills like phone contracts, rent, or gym memberships.
• Instant balance checking with a simple swipe from your phone's home screen.

Moreover, you can:

• Connect your PayPal account for easy management and integration.
• Link your British Airways Executive Club account to track and manage your Avios points.
• Open a savings account and earn interest on your savings through our partnership with Raisin.
• Receive instant account statements in PDF or XLS format.
• Benefit from state-of-the-art security features, including 3D Secure, card locking or unlocking on the go, strong encryption, and biometric login.

Enjoy the convenience of sending and receiving money directly from your phone, getting your salary paid in, setting up Direct Debits and Recurring Payments while having a complete overview of your income, spending, and savings. Withdraw cash from ATMs worldwide free of charge within the provided allowances. You can add money to your account via bank transfer, another debit card, or cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal, or Spain.

We welcome customers regardless of citizenship or financial history as long as they are at least 18 years old and reside in the European Economic Area (EEA).